Commercial Lending
At Absolute Financial, we understand that securing the right funding is not just about numbers—it's about transforming your aspirations into reality. Our team of experts is dedicated to crafting tailored debt solutions that align with your unique goals, ensuring that your vision not only takes flight but thrives.
The funding landscape can be complex, but with our bespoke consultancy services, we demystify the process. We evaluate your specific needs, analyze potential options across the capital stack, and guide you through each step, from conception to execution. Our commitment is to empower you with the resources necessary to overcome obstacles and seize the day.
SBA financing offers benefits like lower down payments, competitive rates, and extended repayment terms, making it appealing for businesses. The primary products include the versatile 7(a) loan for working capital, equipment, and real estate, and the 504 loan for large fixed assets, offering longer-term financing.
With over 20 years in the commercial sector, Absolute Financial excels in SBA lending, guiding clients through the complex loan process and helping them choose suitable financing options. Our expertise and commitment to service distinguish us as a leading brokerage.
SBA*
High Balance Equipment Financing
High balance equipment financing allows businesses to acquire expensive machinery and tools without significant upfront capital expenditure. This type of financing is tailored to meet the specific needs of industries that rely on costly equipment, providing flexible repayment terms that align with cash flow. By leveraging high balance financing options, companies can enhance their operational efficiency and competitiveness while preserving working capital for other critical investments.
Our extensive network enables us to develop tailored financing solutions for trucks, trailers, tractors, and more. Our debt consultants offer personalized strategies to ensure your business has the necessary resources to thrive. Contact us to explore how we can assist with your financing needs.
Bridge lending is a short-term financing solution designed to provide immediate cash flow for real estate transactions or other urgent financial needs. It typically involves high interest rates and is secured by the property being financed, allowing borrowers to quickly access funds while they await longer-term financing. This form of lending is ideal for investors looking to capitalize on opportunities that require rapid funding.
Bridge
Mezzanine
Mezzanine funding is a hybrid form of financing that blends debt and equity, typically used by companies to support growth and acquisition strategies while offering investors higher returns. Payment in Kind (PIK) is an option associated with mezzanine debt, allowing borrowers to pay interest in the form of additional debt rather than cash, which can provide liquidity during critical growth phases. This structure can attract both investors keen on equity-like returns and companies seeking flexible financing solutions without immediate cash outflow.
Private Lending
Private lending refers to the practice of obtaining funds from private individuals or organizations, often as an alternative to traditional financial institutions. This method can provide tailored financing solutions for borrowers, allowing for more flexibility in terms and repayment options.
At Absolute Financial, we leverage our extensive private lending network to connect clients with the right investors to meet their unique financial needs.
Receivables/ Factor Financing
Receivables financing allows businesses to access immediate cash flow by leveraging outstanding invoices as collateral. Factoring provides companies with a way to sell their receivables to a third party at a discount, enabling them to improve liquidity without taking on additional debt. This financial solution can be particularly beneficial for small to medium-sized enterprises seeking to manage operational costs and invest in growth opportunities.
At Absolute Financial, we understand the critical role that factor financing plays in securing quick and dirty capital to satisfy short-term liquidity requirements. We are able to utilize our key factor lending partners to offer A and B paper receivables products without breaking your bank.
